Operationally, DBB’s primary lines of business are Corporate Banking, Small and Medium Enterprise (SME) financing, Personal Financial Services, Treasury and International Banking. The business lines are complemented by its subsidiaries, a joint venture and an associate company for services in consultancy, information technology, industrial estate management, investment banking and fund management.
Our services are delivered through 20 DBB offices/branches, 58 DVB branches and 59 DVB service points at Sri Lanka Post outlets. Customers also have access to 763 ATMs across the country as well as zero cost cash withdrawals from ATMs that are shared with eight other banks. DBB also offers internet and mobile banking services.
Product/Service | Target Segment |
Project loans funded by credit lines | |
Saubagya | Small and Medium Enterprises (SMEs) |
New Comprehensive Rural Credit Scheme | Short-term cultivation |
Awakening the North Revolving Fund Phase II | SMEs in the Northern Province |
Miridiya (Aquatic Resources Development Revolving Fund) | Fresh water fish and prawn production, nurseries, processing plants, ornamental fish, aquatic plants, tissue culture and ornamental aqua plants.
Targeted Districts: Anuradhapura, Ampara, Badulla, Batticaloa, Hambantota, Kurunegala, Matale, Moneragala, Nuwara Eliya, Polonnaruwa, Puttalam, Ratnapura, Trincomalee and Vavuniya |
Self-employment Promotion Initiative Loan Scheme (SEPI) | Vocational qualification holders |
Smile III Revolving Fund | SMEs |
CSDDLS | Dairy sector |
Dasuna Revolving Fund Phase II | SMEs in the Southern Province |
Green Energy Global Loan | Corporates and SMEs |
EIB SME | SMEs |
Other project loans | |
Term Loans | Corporates and SMEs |
Working capital loans | |
Medium and long-term loans to finance permanent working capital requirements | Corporates, SMEs and entrepreneurs |
Leasing facilities | |
‘Easy Leasing’ facilities for brand new and unregistered vehicles and Finance Lease facilities for machinery, plant and equipment | Corporates, SMEs, entrepreneurs, professionals and employed persons |
Hire purchase facilities | |
Hire purchase facilities for vehicles | Corporates, SMEs, entrepreneurs professionals and employed persons |
Guarantee facilities | |
Bid bonds, advance payment bonds, performance bonds, bank guarantees for credit purchase of goods. | Corporates, SMEs, entrepreneurs and professionals |
Fixed deposits | |
A wide range of tailor-made deposit products at competitive interest rates | Corporates, SMEs and individuals |
Loan syndication | |
Loan provided by a group of lenders which is structured, arranged and administered by one or several banks | Corporates |
Consultancy and advisory services | |
Provision of legal, tax, finance, market and other advisory services to start up a new business or revamp existing businesses | Corporates, SMEs and entrepreneurs |
Savings facilities | |
Supreme Vaasi: With superior rate of interest | Businesses and individuals aged 18 years and above |
Mega Bonus: Interest rates grow in tandem with the savings deposits | Businesses and individuals aged 18 years and above |
Vardhana Junior: Children’s savings account offering a range of gifts and support for higher education. | Children below 18 years of age |
Vardhana Junior Plus: Children’s savings account with a higher interest rate | Children below 18 years of age |
Vardhana Garusaru: Offers a higher interest rate with a range of other benefits | Senior citizens above 55 years of age |
Personal loans | |
A loan that helps to enrich one’s life | Entrepreneurs, professionals and employed persons |
Pawning services | |
Ranwarama Pawning: Gold-pledged loans | Mass market |
Housing loans | |
Sandella: Flexible and convenient housing loans at affordable rates | Entrepreneurs, young professionals and employed persons |
Education loans | |
Vardhana Nenasa: Flexible and convenient loan facilities for higher education | Individuals pursuing higher studies |
Other facilities | |
Includes a range of products and services including current accounts, overdraft facilities, foreign currency accounts, credit card facilities, gift certificates, international trade services, offshore banking, international payments, bancassurance, foreign money transfer via Western Union and local payments, Lanka Money Transfer | Business Community, entrepreneurs, professionals and employed persons |