Our Portfolio

Operationally, DBB’s primary lines of business are Corporate Banking, Small and Medium Enterprise (SME) financing, Personal Financial Services, Treasury and International Banking. The business lines are complemented by its subsidiaries, a joint venture and an associate company for services in consultancy, information technology, industrial estate management, investment banking and fund management.

Our services are delivered through 20 DBB offices/branches, 58 DVB branches and 59 DVB service points at Sri Lanka Post outlets. Customers also have access to 763 ATMs across the country as well as zero cost cash withdrawals from ATMs that are shared with eight other banks. DBB also offers internet and mobile banking services.

Product/Service Target Segment
Project loans funded by credit lines  
Saubagya Small and Medium Enterprises (SMEs)
New Comprehensive Rural Credit Scheme Short-term cultivation
Awakening the North Revolving Fund Phase II SMEs in the Northern Province
Miridiya (Aquatic Resources Development Revolving Fund) Fresh water fish and prawn production, nurseries, processing plants, ornamental fish, aquatic plants, tissue culture and ornamental aqua plants.

Targeted Districts: Anuradhapura, Ampara, Badulla, Batticaloa, Hambantota, Kurunegala, Matale, Moneragala, Nuwara Eliya, Polonnaruwa, Puttalam, Ratnapura, Trincomalee and Vavuniya
Self-employment Promotion Initiative Loan Scheme (SEPI) Vocational qualification holders
Smile III Revolving Fund SMEs
CSDDLS Dairy sector
Dasuna Revolving Fund Phase II SMEs in the Southern Province
Green Energy Global Loan Corporates and SMEs
Other project loans
Term Loans Corporates and SMEs
Working capital loans
Medium and long-term loans to finance permanent working capital requirements Corporates, SMEs and entrepreneurs
Leasing facilities
‘Easy Leasing’ facilities for brand new and unregistered vehicles and Finance Lease facilities for machinery, plant and equipment Corporates, SMEs, entrepreneurs, professionals and employed persons
Hire purchase facilities
Hire purchase facilities for vehicles Corporates, SMEs, entrepreneurs professionals and employed persons
Guarantee facilities
Bid bonds, advance payment bonds, performance bonds, bank guarantees for credit purchase of goods. Corporates, SMEs, entrepreneurs and professionals
Fixed deposits
A wide range of tailor-made deposit products at competitive interest rates Corporates, SMEs and individuals
Loan syndication
Loan provided by a group of lenders which is structured, arranged and administered by one or several banks Corporates
Consultancy and advisory services
Provision of legal, tax, finance, market and other advisory services to start up a new business or revamp existing businesses Corporates, SMEs and entrepreneurs
Savings facilities
Supreme Vaasi: With superior rate of interest Businesses and individuals aged 18 years and above
Mega Bonus: Interest rates grow in tandem with the savings deposits Businesses and individuals aged 18 years and above
Vardhana Junior: Children’s savings account offering a range of gifts and support for higher education. Children below 18 years of age
Vardhana Junior Plus: Children’s savings account with a higher interest rate Children below 18 years of age
Vardhana Garusaru: Offers a higher interest rate with a range of other benefits Senior citizens above 55 years of age
Personal loans
A loan that helps to enrich one’s life Entrepreneurs, professionals and employed persons
Pawning services
Ranwarama Pawning: Gold-pledged loans Mass market
Housing loans
Sandella: Flexible and convenient housing loans at affordable rates Entrepreneurs, young professionals and employed persons
Education loans
Vardhana Nenasa: Flexible and convenient loan facilities for higher education Individuals pursuing higher studies
Other facilities
Includes a range of products and services including current accounts, overdraft facilities, foreign currency accounts, credit card facilities, gift certificates, international trade services, offshore banking, international payments, bancassurance, foreign money transfer via Western Union and local payments, Lanka Money Transfer Business Community, entrepreneurs, professionals and employed persons