The key ratios of performance are derived from the consolidated income statement and Statement of Financial Position of DFCC Bank PLC and DFCC Vardhana Bank PLC.
2015 | 2014 | |
Net interest income/interest income, % | 41.4 | 42.6 |
Non-interest expenses/operating income, % | 39.4 | 39.6 |
Impairment Allowance/Impaired Loans, % | 69.4 | 85.8 |
Impaired Loans/Total Loans, % | 6.0 | 6.4 |
Interest margin - Net interest income/Average Interest Earning assets, % | 4.1 | 5.9 |
Common branches as at 31 March (DFCC Bank), 31 December (DVB) | 20 | 19 |
Additional branches, DVB only as at 31 December | 58 | 54 |
Employees - 31 March | 1,427 | 1,371 |