Key Performance Indicators of Consolidated Banking Business (DBB)

The key ratios of performance are derived from the consolidated income statement and Statement of Financial Position of DFCC Bank PLC and DFCC Vardhana Bank PLC.

2015 2014
Net interest income/interest income, % 41.4 42.6
Non-interest expenses/operating income, % 39.4 39.6
Impairment Allowance/Impaired Loans, % 69.4 85.8
Impaired Loans/Total Loans, % 6.0 6.4
Interest margin - Net interest income/Average Interest Earning assets, % 4.1 5.9
Common branches as at 31 March (DFCC Bank), 31 December (DVB) 20 19
Additional branches, DVB only as at 31 December 58 54
Employees - 31 March 1,427 1,371